Year 0 Impact: The Proof Before the Promise
Before we launched a full slate of programs, we ran two pilots to prove the model works. Here is exactly what happened, in the numbers and in the words of the students and mentors who lived it.
Pilot 1: Future Ready Financial Literacy Workshop
The "Bite of Reality" Financial Literacy Fair, co-hosted with TruWest Credit Union on November 8, 2025 in Phoenix. 27 students registered, 25 completed, a 93% completion rate. Every participant took a pre- and post-program survey aligned to CFPB financial literacy building blocks.
| Outcome | Before | After | Shift |
|---|---|---|---|
| Will track my spending | 40% | 96% | +56 pts |
| Will create and follow a budget | 56% | 100% | +44 pts |
| Know not to pay only the credit card minimum | 20% | 60% | +40 pts |
| Will set a savings goal | 76% | 100% | +24 pts |
| Would go to a credit union for help | 56% | 80% | +24 pts |
100% of completers left committed to budgeting and savings goals. Spending-tracking intent, the single highest-impact financial behavior, shifted by 56 percentage points.
Pilot 2: MasterCraft University (MCU) Pre-Apprenticeship
Two high school seniors, both with 2 years of ADE CTE Construction coursework, completed 120 hours of real, supervised renovation work at the MCU Live Lab, an active bathroom renovation at 2:Ten Church in Phoenix. Not a simulation: demolition, drywall repair, plumbing disconnection, subfloor installation, and tile installation, all on a real community building.
Volunteer mentors rated intern task performance on a 4-point scale (1 = needed significant improvement, 4 = close to professional standard). The finished bathroom renovation was evaluated as close to professional standard across multiple task areas.
Both graduates are employed in the trades today. Ryan is working with our employer partner on active job sites. Deandre is employed full-time at a Phoenix-area utility company, reporting at 5:30am daily and applying his financial literacy training to his own budgeting. Both moved through the exact pipeline kNOw Limits Foundation is built to scale: ADE CTE Construction coursework, MCU Pre-Apprenticeship, direct employment.
Year 0 Aggregate Results
This Is Year 0. Year 1 Goes Further.
27 students proved the model. Our 2026 to 2028 strategic goals build on this proof: 300+ students educated, 75 industry mentors engaged, 25+ employer partnerships secured, and 250 students certified workforce-ready. Every gift and every partnership moves us further down that road.
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